HOW IT WORKS
The accountant is in charge. The agents do the legwork.
Here's who's on your team, what a month looks like, and how you stay in control of every number that leaves your business.
MEET YOUR TEAM
Five agents. One accountant who answers for them.
Your accountant
Jacqueline May · Principal Accountant
Chartered Accountant (Singapore), in practice since 2008
Reviews every close, makes the judgement calls, approves every filing — and is the person you call.
Signs off everything- AI agent
Bookkeeping agent
Pulls bank and card transactions daily, categorises them and matches them to receipts and invoices.
- AI agent
GST agent
Tracks your taxable turnover and drafts the quarterly GST F5 from reconciled books.
- AI agent
Payroll agent
Computes salaries, CPF and SDL, and prepares payslips and year-end IR8A forms.
- AI agent
Reporting agent
Assembles your management accounts and flags unusual movements for review.
- AI agent
Compliance agent
Maps every IRAS, ACRA and CPF obligation to a date from your financial year end.
A MONTH WITH SYNERGY
What happens, and when.
Every day
Transactions matched
The bookkeeping agent pulls bank feeds and matches transactions to receipts.
Days 1–5
Month-end close
Agents reconcile every account; your accountant reviews and closes the month.
Days 5–10
Management accounts
Your P&L, balance sheet and cash position, with commentary from your accountant.
By the 14th
CPF ready to pay
Contributions for last month's payroll are computed and ready for payment.
Payroll day
Payroll run
Payslips and the payment file are prepared, reviewed and approved.
Each quarter
GST F5 filed
Drafted by the GST agent, reviewed by your accountant, submitted once you approve.
YOU STAY IN CONTROL
Nothing is filed without a person saying yes.
Agents prepare. Your accountant reviews. You approve. You're kept updated on WhatsApp or email, and your review calls are where you go through the numbers together.
- Prepared by an agentDrafts, reconciliations and schedules are assembled automatically.
- Reviewed by your accountantEvery figure is checked, adjusted where needed and signed off.
- Approved by youFilings go to IRAS or ACRA only after you say yes.
YOUR DATA
Careful with your numbers.
Handled under the PDPA
Your records are collected, used and kept in line with Singapore's Personal Data Protection Act.
Read-only where possible
We connect to bank feeds with read-only access wherever the bank supports it.
Need-to-know access
Only the people working on your file can see it.
A human signs off
AI agents prepare work. They never submit anything on their own.
WORKS WITH YOUR TOOLS
No new systems to learn.
We work in the tools SMEs already use — and set them up with you if you're starting from spreadsheets.
- Xero
- QuickBooks Online
- Bank feeds
- Google Drive
ONBOARDING
Live in about four weeks.
A structured handover, so nothing is lost between your old setup and the new one.
Week 1
Consult & scope
A free call to understand your business and recommend the right package.
Week 2
Access & handover
Connect bank feeds and accounting software; we collect records from your previous accountant.
Weeks 2–3
Backlog clean-up
We bring your books up to date and set up your deadline calendar.
Week 4
First close & review call
Your first management accounts and review call — monthly on Growth and above.
Common questions.
What does an AI agent actually do?
Each agent handles one type of work — bookkeeping, GST, payroll, reporting or deadline tracking. Agents work continuously in the background, prepare drafts and flag anything unusual. They don't make judgement calls and they don't file anything; your accountant does.
Will I still talk to a person?
Yes. You have a named accountant who knows your file and answers your questions. On Growth and above, you also get a monthly review call.
What do I need to send you?
Invoices, receipts and bank statements — or just connect your bank feeds. Snap receipts and send them on WhatsApp; the agents take it from there.
What happens if something looks wrong?
Agents flag exceptions instead of guessing. Your accountant investigates, fixes it and tells you what happened.
Hand over the numbers. Keep the control.
Book a free consultation and we'll show you exactly how the team would run your month.