PRICING
Transparent packages that grow with you.
Fixed monthly fees, published here, so you always know what you'll pay. Every package comes with a named accountant on your file and an AI team doing the volume work. Start where you are today and move up as your business grows.
Essentials
S$490/mo
Billed monthly
For smaller SMEs that need their books and filings handled properly.
Up to ~50 transactions a month
- AI bookkeeping, reviewed by your accountant
- Monthly bank reconciliation
- Quarterly management accounts
- ECI + Form C-S filing
- ACRA annual return + XBRL
- WhatsApp & email support
- Recommended
Growth
S$1,190/mo
Billed monthly
Your full finance function for a growing team.
Up to ~200 transactions a month
- Everything in Essentials
- Monthly management accounts & KPIs
- Quarterly GST F5 filing
- Payroll for up to 10 staff (CPF, IR8A)
- Monthly review call with your accountant
- Receivables chasing
Fractional Finance Team
S$2,490/mo
Billed monthly
Senior finance leadership, on demand.
Up to ~500 transactions a month
- Everything in Growth
- Cash-flow forecasting & budgeting
- Board and bank packs
- Quarterly CFO strategy session
- Payroll for up to 25 staff
- Priority response
Prices in SGD. Pay monthly, or pay for the year upfront and save 20%. Need something tailored? We'll quote it.
COMPARE
Less than a hire. More than a bookkeeper.
How the Growth package compares with the usual alternatives.
| Feature | Synergy Growth | Accounts executive + part-time accountant | Traditional bookkeeper |
|---|---|---|---|
| Monthly cost | S$1,190 | S$5,000 + CPF* | S$300–800* |
| Who reviews and signs off | Named accountant | The weekly accountant, if engaged | Nobody |
| Who does the volume work | AI agents, daily | One employee | One person, part-time |
| Cover for leave and turnover | Yes | No | Partial |
| Every IRAS, ACRA and CPF deadline tracked | Yes | Manual | Varies |
| Monthly management accounts | Yes | If skilled | Rarely |
| GST, payroll and tax in one place | Yes | Yes | Usually not |
* Estimates for comparison only: an accounts executive at about S$3,000 a month to keep the books, plus a part-time accountant one day a week at about S$2,000 to review them, before employer CPF. Actual costs vary.
ADD-ONS
- One-time GST registrationS$350
- Extra payroll headcountS$18 / employee / mo
- Backlog catch-up, incorporation, ad-hoc XBRLQuoted
Not sure which package fits?
Book a free consultation. We'll look at your transaction volume and headcount and recommend the right package — or quote something tailored.
Pricing questions, answered.
Are there any setup fees?
There's no setup fee if your records are up to date. If your books are behind, we'll quote a one-off catch-up before we start.
What counts as a transaction?
Any line on your bank or card statements — a sale, a bill, a payment or a transfer. We'll look at your recent statements and recommend the right package.
Can I change packages later?
Yes. Move up or down as your business changes; we'll adjust from the next month.
How does annual billing work?
Pay for the year upfront and the fee is 80% of the monthly price — a 20% saving. The annual figure on each card is the effective monthly cost; the amount invoiced is that figure times twelve.
Is the price really fixed?
Yes. The monthly fee is the published fee. Work outside your package — a backlog catch-up, GST registration, extra payroll headcount — is quoted or priced as an add-on before we do it.
Do you work with companies outside Singapore?
Synergy Accounting is built for Singapore-incorporated companies and Singapore filing requirements.