HONEST COMPARISON · UPDATED SEPTEMBER 2026
Looking for an Osome alternative in Singapore?
Osome's software is genuinely good and its pricing is refreshingly public. The real question is the model behind it: revenue-banded plans where a dedicated accountant starts one tier up, versus a fixed-fee finance function where AI agents do the volume work and a named accountant reviews every client. Ours costs more. Here is the comparison, with both firms' own numbers.
THE SHORT VERSION
Two honest models — the difference is what scales the fee.
Osome prices by your annual revenue: five published bands, with the same plan costing more as you earn more. We price by the work: transactions, payroll headcount, GST and reporting frequency — and our packages are built around a named accountant reviewing everything the agents produce. Both are transparent. The question is whether you want a platform with tiered human access, or a finance function with a person accountable for it.
SIDE-BY-SIDE
The two models, compared.
| Osome | Synergy Accounting | |
|---|---|---|
| Plans | Operate · Grow · Scale | Essentials · Growth · Fractional Finance Team |
| Entry price | Operate from S$75/mo at revenue under S$30,000 | Essentials S$490/mo — monthly bookkeeping by AI agents, reviewed by a named accountant |
| What moves the price | Your annual revenue — five bands to S$900,000, custom above | The work itself — transactions, payroll, GST, reporting |
| Dedicated accountant | From the Grow plan (S$99/mo+); Operate uses in-app chat support | Every package — the named accountant on our About page reviews and signs off |
| Management reports | Reviewed annually (Operate), quarterly (Grow) or monthly (Scale) | Quarterly on Essentials; monthly with a review call from Growth |
| Advisory access | S$200/year video call (Operate), 1 hr/quarter (Grow), unlimited (Scale) | Monthly review call from Growth; quarterly CFO session on Fractional Finance Team |
THE BAND MECHANIC
How Osome's revenue bands move the price.
This is Osome's own published table — worth seeing in full, because the band mechanic is the single biggest difference between the two models. The same plan roughly quintuples in price between the lowest band and the highest published one.
| Annual revenue | Operate | Grow | Scale |
|---|---|---|---|
| S$0 – S$30,000 | from S$75/mo | from S$99/mo | from S$227/mo |
| S$30,000 – S$90,000 | from S$105/mo | from S$132/mo | from S$260/mo |
| S$90,000 – S$180,000 | from S$154/mo | from S$201/mo | from S$330/mo |
| S$180,000 – S$420,000 | from S$264/mo | from S$330/mo | from S$458/mo |
| S$420,000 – S$900,000 | from S$363/mo | from S$468/mo | from S$596/mo |
| Above S$900,000 | Custom quote | Custom quote | Custom quote |
Source: Osome's published accounting fees guide, checked on 25 August 2026. Verify current pricing with Osome directly. By contrast, our packages hold at S$490, S$1,190 and S$2,490 per month regardless of revenue — the tier is set by workload, and we quote bespoke scopes where volumes are genuinely high.
WHERE OSOME FITS
When Osome is probably the better choice.
You run an e-commerce business at volume
Osome's software is built around high transaction volumes — unlimited bookkeeping, automatic reconciliations and marketplace-friendly workflows. If you push hundreds of small transactions a month through Shopee, Lazada or Shopify, that tooling earns its keep.
You want everything in an app
Invoicing, receipt capture, expense reimbursement and bank feeds all live in one interface, with support over in-app chat on a six-business-hour SLA. Founders who prefer a dashboard to a phone call are well served.
Your revenue is small and simple
At the lowest revenue band Osome's Operate plan (from S$75/mo) is a fraction of our Essentials package (S$490/mo). For a very small, simple company that needs its annual filings done and rarely needs to speak to an accountant, that is a real saving — we would rather tell you that than pretend otherwise.
WHERE WE FIT
When Synergy is probably the better choice.
You want a named accountant on every tier
With Osome, a dedicated accountant starts at the Grow plan. With us, every package — including the smallest — is reviewed and signed off by the named accountant on our About page, reachable on WhatsApp, phone or email.
You do not want revenue to set your fee
Osome's price steps up through five revenue bands: the same plan costs from S$75/mo at under S$30,000 revenue and from S$363/mo at S$420,000–900,000. Our fee is set by workload — revenue growth with the same volumes does not trigger a band jump.
You want reporting reviewed by a person, every month
On Osome's Operate plan, management reports are reviewed by an accountant annually. Our Growth package includes monthly management accounts assembled by the reporting agent, reviewed by your accountant and walked through on a monthly call.
Essentials
For smaller SMEs that need their books and filings handled properly.
Growth
Your full finance function for a growing team.
Fractional Finance Team
Senior finance leadership, on demand.
SWITCHING
Already with Osome? The handover is routine.
Export your records and financial statements, appoint the new firm, hand over IRAS and ACRA access, and time the cut-over around your financial year end where you can. Our switching guide walks through the full handover file — and the questions to ask any new firm, including us, before you commit.
Common questions.
Is Osome a good accounting provider in Singapore?
Yes — Osome is an established platform with genuinely strong software, unlimited bookkeeping on every plan, and transparent revenue-banded pricing. The choice is about model, not quality: automated platform with tiered human access, versus an owner-led firm where a named accountant handles every client at a fixed monthly fee.
How does Osome's pricing compare with Synergy Accounting's?
Osome publishes three plans priced by annual revenue: Operate from S$75/mo, Grow from S$99/mo and Scale from S$227/mo at the lowest band, rising to S$363, S$468 and S$596 per month at S$420,000–900,000 revenue, with custom quotes above that. Synergy's packages are S$490, S$1,190 and S$2,490 per month, priced on workload rather than revenue. Ours cost more at every band. What the difference buys is a different scope: AI agents running your books daily, a named accountant reviewing and signing off, and monthly management accounts with a review call from Growth up.
Does Osome include a dedicated accountant?
On the Grow and Scale plans, yes. The entry Operate plan provides filing and bookkeeping support through in-app chat with a six-business-hour SLA, with planning advice available as a paid annual video call. Every Synergy package, including Essentials, is reviewed and signed off directly by our named accountant.
How do I switch from Osome to another accountant?
Export your records, financial statements and filing history, appoint the new firm, and hand over IRAS and ACRA access — ideally timed around your financial year end. Our step-by-step switching guide covers the full handover file and the questions worth asking any new firm before you commit.
Can Synergy match unlimited bookkeeping?
Our packages are scoped by transaction volume — around 50 a month on Essentials, 200 on Growth and 500 on Fractional Finance Team — because a named accountant, not software alone, reviews the work. The agents handle the volume; the review is what you are paying for. Above those levels we quote a bespoke scope rather than stretching a package that does not fit.
Osome is a trademark of its respective owner. Synergy Accounting Pte Ltd is not affiliated with, endorsed by or sponsored by Osome. Competitor pricing and plan details reflect Osome's own published pages as at 25 August 2026 and may change — always confirm current terms with the provider directly. This comparison is our honest reading of publicly available information, not a criticism of Osome's service quality.